The Credit Union idea was born in 1849 when the mayor of a small village in Germany wanted to help his people recover from physical and financial devastation caused by the Napoleonic wars. The United States saw its first Credit Union in 1909 - based on the principals of pooled savings and low interest loans. Today, there are over 11,000 Federal Credit Unions with membership growing rapidly. Unlike other financial institutions, Credit Unions are owned and run by its Members. Members make up the Board of Directors, who manage and elect the officers to handle the business and operations of the Credit Union. Members make up the Credit Committee which decides on loans that are made. Members make up the Supervisory Committee which makes sure that the Credit Union is run correctly. Our members are joined together by a common bond and we will serve only our members. Email id based on pattern