Spence & Partners Limited is an owner-managed consulting firm providing actuarial, administration, pension scheme investment consulting, and trusteeship services. They offer expertise in final salary and defined contribution pension schemes, mergers and acquisitions, de-risking, and strategic investment consulting. Their target audience includes employers, trustees, charities, and private individuals across the UK and Ireland. The unique selling proposition is their personalized, proactive, and specialized service, ensuring clear advice tailored to each client's circumstances, presented in plain English[2][3].