Spice Money is a rural fintech company in India, offering digital financial services like cash deposits, withdrawals, mini ATMs, insurance, loans, and bill payments. It empowers over a million Adhikaris (nanopreneurs) across 250,000 villages, serving 10 crore households. The company's unique selling proposition is its extensive network and ability to provide financial inclusion in rural areas through a phygital model. Its target audience includes rural and semi-urban populations, bridging the gap in access to financial services[1][3][4].