Spirit Bank is an Oklahoma-based community bank offering a range of personal and business banking solutions. Services include checking, money markets, loans, and cash management tools like online banking and remote deposit[3][4]. Their target audience is local communities and businesses. The unique selling proposition is their commitment to community development and personalized service, emphasizing a "family atmosphere" and the "ministry of banking" philosophy, which focuses on fulfilling community needs[2]. This approach sets them apart as a customer-centric bank deeply rooted in Oklahoma's economic growth and community support.