STCU (Spokane Teachers Credit Union) is a federally insured credit union serving Washington and North Idaho. It offers a range of financial services, including personal and business banking, loans, online banking, and investment services[1][2][4]. STCU's target audience includes individuals and businesses in its service area, with a focus on educators[3]. Its unique selling proposition is a commitment to community service and personalized customer support, combined with extensive branch and ATM access[1][5]. STCU is known for its strong community involvement and high customer satisfaction ratings[1][5].