Swisscard AECS GmbH is a joint venture between Credit Suisse AG and American Express, offering a wide range of American Express, MasterCard, and Visa credit cards. They provide payment processing services for both private and business clients, allowing customers to personalize their card combinations. Their target audience includes individuals and businesses seeking tailored payment solutions. Swisscard's unique selling proposition is its ability to offer multiple leading credit card brands from a single source, combined with comprehensive services like product development, sales, marketing, customer service, and card processing. This makes them a market leader in Switzerland for premium card products.