Systems & Methods, Inc. (SMI) provides innovative government payment solutions, operating State Disbursement Units (SDUs) in 16 states and managing the smiONE Visa Prepaid Card for over 2 million cardholders. Their services include document management, payment processing, and customer service. The target audience is government agencies and their constituents. SMI's unique selling proposition is its family-owned, relationship-based approach combined with innovative technology to customize solutions for each agency. This approach allows them to tailor services effectively, enhancing access to critical funds for families[1][3][5].