Tala is a financial technology company providing instant access to credit, payments, savings, and transfer services through its mobile app. It targets underserved populations globally, offering loans between $10 and $500. Tala's unique selling proposition is its use of AI to provide personalized financial solutions, enabling individuals without traditional credit scores to access financial services. The company's mission is to expand financial inclusion, making it a leader in digital lending for emerging markets[1][2][3].