Tanzania Mortgage Refinance Company Limited (TMRC) is a private sector institution that provides long-term financing to banks for mortgage lending. It supports banks by refinancing their mortgage portfolios, enabling them to offer more mortgages. TMRC's target audience includes primary mortgage lenders and indirectly, homebuyers. Their unique selling proposition is offering long-term, affordable financing options to increase home ownership in Tanzania. TMRC partners with organizations like the World Bank and Habitat for Humanity to expand affordable housing access, particularly for lower-income groups[1][3][5].