TD Auto Finance is a financial services provider offering dealer finance plans, retail consumer finance plans, lease programs, and auto-insurance programs. They operate as an indirect lender, requiring customers to apply through participating dealerships. Their services cater to both dealers and consumers seeking automotive financing. The target audience includes car buyers and dealerships across the U.S. The unique selling proposition is the streamlined experience of obtaining financing and purchasing a vehicle simultaneously through a network of over 6,000 dealerships. However, rates and terms are not publicly disclosed, requiring customers to negotiate directly with dealers.