The Teachers Retirement System of Georgia (TRS) is a state-defined benefit plan providing retirement benefits to full-time educators and staff in Georgia. Services include guaranteed monthly benefits for life, beneficiary management, and retirement planning tools. The target audience is primarily educators and school staff. TRS's unique selling proposition is its defined benefit structure, ensuring predictable retirement income based on service years and salary, offering financial security and stability for its members. This contrasts with defined contribution plans, where benefits depend on investment performance.