The Bank of Georgia is a full service bank that offers traditional banking services ranging from personal loans to business banking accounts. Bank provides a broad array of services, including checking accounts, money market accounts, certificates of deposit, commercial loans, construction loans, consumer loans (including home equity lines of credit), residential mortgage loans, credit cards, drive-through windows, ATMs, on-line banking, commercial cash management, Visa check cards, and more. The Bank of Georgia is a wholly-owned subsidiary of Georgia Bancshares, Inc.