Scotiabank began operations in Panama in 1974 to meet the growing need for international commercial banks. Since then, Scotiabank has grown to offer an extensive range of products and services in the Personal and Commercial Banking. Since 1999 he is offering Mortgage Loans and in 2004 opened its first branch in Panama in the El Dorado. The bank currently has 12 branches strategically located in the city of Panama and inside the country, specifically in David and Boquete in Chiriqui and the Colon Free Zone in Colon Province. Scotiabank believes in Panama, so it continues with its expansion plans through organizational growth, offering a personalized and high quality service to all its customers.