The Clearing House is a banking association and payments company owned by major U.S. banks. It operates core payments infrastructure, including ACH, wire payments, and real-time payments via the RTP network[1][3]. Services include payment processing, industry collaboration, and advocacy[3]. The target audience is financial institutions and corporations. The unique selling proposition is its ability to provide secure, efficient, and real-time payment solutions, leveraging its long history and industry expertise to modernize payment systems[3][4].