The Hong Kong Mortgage Corporation Limited (HKMC) is a government-owned entity established in 1997 to promote financial stability, home ownership, and the local debt market. It offers services like mortgage insurance, reverse mortgages, SME financing guarantees, and annuity products. Its target audience includes banks, homebuyers, and small businesses. The unique selling proposition of HKMC is its ability to provide liquidity to banks during financial crises while promoting home ownership through prudent risk management, making it a stable and reliable partner in Hong Kong's financial sector[1][3][4].