Thought Machine is a cloud banking technology company founded by Paul Taylor in 2014. It offers Vault Core, a cloud-native core banking platform, and Vault Payments, a payments processing platform. These solutions enable banks and fintechs to innovate and operate efficiently by replacing legacy systems. The company's target audience includes large banks and fintechs globally. Its unique selling proposition is providing highly configurable, cloud-native technology that allows clients to build and deploy financial products quickly, enhancing their competitiveness and innovation capabilities. Thought Machine's solutions are scalable, secure, and designed for real-time data access.