The Toronto-Dominion Bank (TD Bank Financial Group, TD Bank) is the second largest bank in Canada by market capitalization and deposits and the sixth largest bank in North America. TD Bank offers a full range of financial products and services. The bank and its subsidiaries are organized into four key business lines: Canadian Personal and Commercial Banking, U.S. Personal and Commercial Banking, Wealth Management, and Wholesale Banking. Total assets: C$ 686 billion (as of October 31, 2011). Net income: C$ 5.889 billion (2011). Bank's fiscal year ends on October 31st.