Tuum offers a modular core banking platform, enabling businesses to quickly provide financial services. Their platform supports multiple business lines, including accounts, lending, payments, and cards, allowing for rapid product launches and business transformation. Tuum targets banks, fintechs, and non-financial businesses seeking to offer financial services. The unique selling proposition is its flexible, API-first, and cloud-agnostic architecture, allowing for swift integration and customization without extensive coding. This empowers clients to innovate and adapt in the digital financial landscape efficiently[1][2][3].