U Microfinance Bank Limited is a subsidiary of Pakistan Telecommunication Company Limited (PTCL), dedicated to financial inclusion in Pakistan. It offers services like solar financing, agriculture (tractor) financing, housing, and vehicle financing. The bank targets underserved populations, aiming to reach the unbanked through its extensive network of over 300 branches. Its unique selling proposition is leveraging technology and a strong capital base to provide accessible financial solutions, backed by PTCL's resources. This enables U Microfinance Bank to offer diverse financial products while focusing on sustainable growth and innovation in the microfinance sector[1][3].