The purpose of the UDEL Federal Credit Union is to assist those in its field of membership in reaching their financial goals. Members pool their savings and lend them to one another at attractive rates. Because it is owned by its members, any money earned by the Credit Union is returned to its members as dividends. The policies of the U-Del Federal Credit Union are established by a volunteer Board of Directors which is elected by the members. The office is operated by a professional staff. Members are encouraged to participate in the operation of the Credit Union by serving on various standing committees.