Unicaja (Monte de Piedad y Caja de Ahorros de Ronda, Cdiz, Almer=a, Mlaga y Antequera), is a financial institution based in Mlaga, Spain and chartered as a caja de ahorros, similar to what would be called a savings and loan association in the U.S. Unicaja has network of 935 branches spread out around 18 Spanish provinces, Ceuta, Melilla, Brussels, Casablanca, Frankfurt and London. Unicaja's ATM and point of sale terminal network is the largest in Andalusia and it has the largest number of payment cards in circulation in the region (Andalusia). Unicaja's international presence is widened through CECAAos network of representative offices and 2,000 foreign corresponding banks, which are renowned international banks. This network extends across the world (United States, United Kingdom, Germany, France, Switzerland, Belgium, the Netherlands, Luxembourg, Morocco, etc.) and these corresponding banks are market leaders in their respective countries.