Unity Credit Union, operating under the brand Unity, is a member-owned financial cooperative in New Zealand. It was formed through the merger of several credit unions, including NZCU Baywide, NZCU South, NZCU Central, and ACU, creating a unified community with a common goal of providing financial services to its members[1][2]. Here are some key points about Unity: - History: Originally established in 1971 as Whakatu Freezing Works Employee's Credit Union, Unity has grown significantly and now operates with eight branches across New Zealand, offering internet and mobile banking services[4]. - Services: Unity provides a range of financial services, including savings accounts, loans, home loans, term deposits, and everyday banking solutions. They also offer KiwiSaver schemes and other investment services[1][3]. - Recent Developments: Unity has partnered with Change Financial to enhance its card payment services, planning to issue over 20,000 debit cards using Change's Vertexon platform. This partnership aims to improve the payments experience for Unity's members by offering features like Apple Pay and Google Pay[3]. - Structure: As a credit union, Unity is a non-profit organization where any profits are returned to the community. It operates as New Zealand's largest Non-Bank Deposit Taker, focusing on member-centric financial solutions[3].