Vanderbilt Mortgage and Finance, Inc. is a national housing lender specializing in financing manufactured and modular homes. They offer a range of loan products, including new and used home financing and loan servicing. Their target audience is families seeking homeownership. The company's unique selling proposition lies in its specialized financing programs, such as biweekly payments and the Fresh Start program, which cater to specific customer needs. As part of Clayton and Berkshire Hathaway, Vanderbilt emphasizes customer experience and community support, making it a leader in the manufactured housing finance sector[2][3][5].