Varthana is a non-banking finance company (NBFC) based in Bengaluru, India, founded in 2013. It provides financial solutions to the education sector, offering school loans for infrastructure expansion and student loans for higher education and skill development. Varthana also offers digital classroom solutions and school management systems. Its target audience includes private schools and students. The unique selling proposition is providing collateral-free and flexible loans, addressing the financial needs of affordable private schools and students that traditional banks often overlook[1][2][3].