VerbundVolksbank OWL eG is a German bank offering financial services, including online banking, video consultations, and mobile payments[2]. They manage investment funds like "Pfau-Invest," focusing on sustainability and environmental, social, and governance (ESG) factors[1]. Their target audience includes local individuals and businesses. The unique selling proposition (USP) is their commitment to sustainability in investment decisions and a blend of traditional banking with modern digital services, providing a localized yet digitally accessible banking experience[1][2].