The Virginia Retirement System (VRS) is an independent state agency that administers pension plans and other benefits for Virginia's public sector employees. Services include defined benefit plans (Plan 1 and Plan 2), hybrid retirement plans, and supplemental savings options. The target audience is over 750,000 public employees, including state and local government workers, teachers, and law enforcement personnel. VRS's unique selling proposition is its sound financial stewardship and superior customer service, ensuring secure retirement benefits through constitutionally protected trust funds and diversified investments, with approximately two-thirds of benefits coming from investment earnings[1][3][5].