Viva Republica (Toss) is a South Korean fintech company operating the financial super-app Toss. Toss offers a wide range of services including peer-to-peer money transfers, bill payments, investment management, insurance services, and stock brokerage. The app targets a broad audience, particularly in South Korea and Vietnam. Its unique selling proposition is the convenience and accessibility of multiple financial services in one intuitive platform, making it a leading fintech player in South Korea with over 20 million users. Toss's expansion into services like Toss Bank further enhances its comprehensive financial offerings.