The VM Group, accessible via http://www.myvmgroup.com and LinkedIn, is a mutual organization founded in 1878 as Victoria Mutual Building Society. It offers a range of financial services including savings, loans, mortgages, wealth management, and insurance. The group targets economically marginalized individuals, aiming to empower them through financial solutions. Their unique selling proposition is the use of mutuality to achieve shared goals, focusing on member-centric financial well-being and innovative investment solutions. The group operates globally with a strong presence in Jamaica and representative offices in the UK, Florida, and New York[2][5].