Washington National Insurance Company provides supplemental health and life insurance products to middle-income Americans, focusing on worksite and individual markets[4]. They help protect customers from financial hardship due to critical illness, accidents, or loss of life[1][3]. Their target audience includes individuals and families seeking additional financial security beyond traditional health insurance[5]. A unique selling proposition is their premium return benefits, having paid over $4 billion to policyholders[5]. Washington National is rated A (Excellent) by A.M. Best Company, indicating strong financial stability[5].