The Washington State Housing Finance Commission (WSHFC) is a self-sustaining public agency dedicated to increasing housing access and affordability. It offers services in homeownership (e.g., Home Advantage Program), multifamily housing (e.g., Low-Income Housing Tax Credit), and community development. The target audience includes low-income and moderate-income individuals, families, and communities. WSHFC's unique selling proposition is its commitment to racial equity and anti-racist practices, aiming to provide equitable access to capital through innovative financing solutions[1][3][5].