Wayne Cooperative Insurance Company is a New York-based insurer offering various property and casualty insurance services, including homeowners', commercial, and farmowners' multiple peril policies[1]. Their target audience includes residents and businesses in New York State, excluding major metropolitan areas like New York City[1]. The company's unique selling proposition is its cooperative structure, providing personalized service through approximately 190 independent agents[1]. This model allows for localized support and tailored insurance solutions, emphasizing community involvement and customer-centric policies.