WeBank is China's first digital-only bank, founded in 2014 by Tencent. It provides financial services to over 400 million customers, including microloans to SMEs and individuals[1]. Services include deposit, loan, bill, settlement, and credit card services[5]. WeBank targets underbanked individuals and SMEs, offering convenient and high-quality financial solutions[3]. Its unique selling proposition is leveraging Tencent's ecosystem to deliver inclusive finance through innovative technology, making it the world's largest digital bank[1]. WeBank processes nearly 800 million transactions daily, emphasizing accessibility and efficiency in financial services[1].