Windmill Microlending is a Canadian charity providing microloans up to $15,000 to skilled immigrants and refugees. They offer career loans with a fixed 6.7% interest rate, along with career coaching, mentorship, and financial literacy to help clients obtain Canadian licensing or training. Their target audience includes newcomers lacking access to mainstream credit. The unique selling proposition is affordable, low-interest loans combined with comprehensive career support services, enabling clients to significantly increase their incomes and reduce unemployment rates. This model empowers immigrants to achieve economic prosperity and career success in Canada[1][2][3].