Woodforest National Bank is a privately held bank headquartered in The Woodlands, Texas, offering a range of financial services including personal and commercial banking, wealth management, and cash management. They operate over 760 branches across 17 states, often within retail environments like Walmart. Their services cater to both traditional and underserved customers with "second chance" accounts. The bank's unique selling proposition is its strong community focus and ability to serve local markets while maintaining a large operational scale, combined with its extensive retail partnerships and employee ownership model, which fosters a vested interest in customer success[1][3][5].